Primary Homes
Second Homes
Investment Property Loans
Lot Loans
No-Income Verification/No-Doc Loans:
100% Financing
|
Primary Homes:
Whether you are putting 0% or 50% down, purchasing or refinancing, prefer a fixed rate or want to consider adjustable rate options, and your loan amount is $40,000 - $1,000,000+...
Southeast Mortgage will find you the best deal. If you have an unusual situation, we are always happy to work with you on the "best" way to structure your financing.
Second Homes:
If you are looking for a vacation home that you intend to occupy at least 14 days out of each calendar year, then the most favorable financing is a true "Second Home."
- As little as 5% down payment
- Same interest rates as for "primary" homes
- 15 or 30 Year terms
- Fixed rates, or a wide variety of Adjustable rate options
- VERY competitive rates, and VERY quick approvals/closings
Return to Top
Investment Property Loans:
- For purchases of "income-producing" property:
- As little as 10% down payment (rates vary according to down payment)
- Fixed or Adjustable rates
- 15 or 30 year terms
- 75% of "Market" rent used to offset the projected mortgage payment
- Great rates and fast closings
Return to Top
Lot Loans:
We offer a wide variety of competitive financing options for lots:
- Excellent rates
- As little as 5% down payment
- 20-30 year terms, with 2 Year - 7 Year Balloons
- Low rate "Interest only", with 10% down, if you plan to build within 12 months
- Most programs do not require appraisals or surveys
- VERY minimal fees, and VERY fast approvals and closings
Return to Top
No-Income Verification/No-Doc Loans:
Programs that cater to individuals whose income situation is difficult or impossible to
verify. A true "hassle-free" loan. Tax returns/income verification is not
required. Good credit is required.
Great for:
- Newly self-employed individuals (0% down payment
available)
- Adjustable or fixed rates
- 15 or 30 year terms
- Income sources that do not have a paper trail
Return to Top
100% Financing:
If you want to buy, but have not yet been able to save for a down payment... We have a variety of products that require NO down payment.
- VA (only applicable for Veterans with eligibility)
- First-time homebuyer program (restrictions on income-level/property location)
- NON "first-time homebuyer" program (very good credit is required)
- 30 or 15 year term
- Fixed or Adjustable rates
Some products allow closing costs to be financed, so that you can buy a home without taking any money to closing.
Return to Top
|
